May a cash levy the additional fee? (UM) The additional contributions of the statutory health insurance (GKV) are currently on everyone’s lips. But many contradictory statements there, here are some information and clarifications: 1) the funds do that? Yes. the legal basis is the social security code V, which expressly permitted in 242 of these possibilities. It says: 242 Kassenindividueller supplementary contribution (1) as far as the financial needs of a health insurance company by allocations from the Fund is not covered, she has in its statutes to determine that an additional fee is charged by its members. 2.) how the supplementary contribution is high now? Here too, the law provides for appropriate regulations in 242. The additional fee is limited to 1 per cent of insurance revenue of the Member. Notwithstanding sentence 2 the health insurance rises from the additional contribution without checking the amount of revenue of the Member, if the monthly additional contribution does not exceed the sum of 8 euro. In practice, this means but far more.
The insurance revenue used maximum up to the amount of the contribution assessment ceiling. This currently stands at 3,750 EUR per month. A (maximum) additional contribution is thus EUR 37.50. 3.) pays the employer (employees) even 50% of the additional fee? No. The employer is involved employees and workers (employees) only the General contribution rate. This alone must pay the 0.9% employee share and also a possible (flat rate or percentage) additional fee. 4.) can I Cancel if the Fund collects the additional fee? Yes.
In this case the additional contribution is according 242 not to raise. They say: members who have time exercised the special right of termination under 175 ABS. 4 set 5 because the first imposition of the additional contribution, the additional fee will not be charged. Exercised the special right of termination due to an increase of the additional contribution, the increased additional fee will not be charged. The termination does not take effect, will be charged the additional fee in full. and then there is set in 175 ABS. 4 5 next: the health insurance fund as of 1 January 2009 collects an additional contribution, she increased their additional contributions or reducing your premium payment, 1 up to the initial due date the post survey, which cancelled contribution increase or reduction in the premium membership may be fixed by set. This is also the usual (and regulated in 175 ABS. 4, sentence 1) period of 18 months. Should be so voluntarily insured, must remain therefore not mandatory in the statutory health insurance, it is so advisable is also once more the subject of private Krankenversicherung (PKV) to deal with. However, is the car isn’t for everyone. In private and professional plans for the future are to take account of claims, and many other factors.