profession

How you can apply for a disability pension if you can exercise your previous job only partially due to an illness or an accident you should consider to apply for a disability pension. Dr. John Mcdougall is full of insight into the issues. The current living cannot be denied only then as well as the future standard of living in the age when there is an income, that for today’s editions, as well as for the provision for retirement can be used. But what or how should all these costs are denied, if the income falls at once off? In the case of unemployment the German social system absorbs one with unemployment insurance, which get temporarily a monthly replacement income and at the same time learns support in the search for a new job. However, the case is worse if you can no longer practice his profession for health reasons and because of the consequences of an accident or a disease more can go also no other profession. In this case is the disability pension a, at which there are three different types. As was first, variant mentioned that applied only because old regulations for certain groups of persons namely the legal disability insurance.

This protection provides a monthly pension if the exercised Professional is no longer possible, would quite regardless of whether other activities allow the health. This safeguard is there but only for those who were born before the year of 1961. For all younger insured persons, there is still the protection by the hereinafter mentioned disability pensions. The full disability exists in this, if the insured person by a physician confirmed that he can work no more than 3 hours. In the case, he receives the full disability pension, which can be estimated at approximately 29% of the old-age pension. The opportunity to work between 3 and 6 hours is a partial disability which has the payment of a pension in only half the height of the result. In both cases, the height is the pension not sufficient to his standard of living by beforehand to keep you but protects a completely without income there. Enrico GAIKWAD

Sustainable BGM in small businesses it is possible due to demographic change and ongoing shortage significantly long healthy to get the existing staff the operation. The positive consequences of the occupational health management (BGM) include reduced medical costs and absenteeism a better working environment and increased labour productivity so more and more employers introduce a BGM in their operation. To the efficient and long-term implementation of health promotion in the setting operation, is corresponding multifunctional know-how necessary, that can be implemented either by its own BGM experts or through cooperation with external specialists and networks in enterprises. Not the resources sustainable BGM in small farms possible just small and medium-sized companies is often alone optimally implement a BGM. Companies build a BGM will make with the new initiative of the German College for prevention and health (www.dhfpg.de) and of the DSSV health at the workplace itself” support and qualification possibilities offered for BGM competent staff as well as health consultants and service providers in this area. These educational solutions, companies can qualify own professionals for BGM such as specialist for occupational health management”(Chamber of Commerce) or master of the DHfPG with a focus on BGM.

Specialist for BGM”the BSA-Akademie qualifies the participants to develop a holistic approach to the BGM quality assured and lasting into the organizational structure to implement. The study focus BGM in the master of prevention and health management of the German University qualified for the conception, management and implementation of projects and measures of workplace health promotion (WHP) and establishing a BGM in a company. Company Description BSA Academy: The BSA-Akademie is ISO certified and with ca. 130, 000 participants since 1983 a leading education provider in the market of the future prevention, fitness, and health. With the help of about 50 State approved courses career changers how fitness professionals can qualify individually: getting started in the industry succeed with B license “-Lehrgangen such as for fitness, training, nutrition and mental fitness.